As a small business owner, you know better than anyone that it's hard to keep the lights on when you're just starting out. We know this, too—and we want to help through our backpack business experience.

You can choose from a check-in with a financial advisor or a full financial assessment of your current situation. We can also help you with everything from coming up with a realistic budget to getting a business loan that works for you.

It turns out that opening a business isn't as simple as just going through an online tutorial, paying a fee, and getting some supplies together. It costs money—sometimes a lot of it—to start a new business, especially if you're thinking about starting one from scratch.

This becomes more apparent when you discover that many of the backpack products you want to offer require licenses or certifications in order to be sold legally. Even if your business just depends on software and digital assets, you may find that there are certain licenses or fees involved with using them effectively in your company's operations.

Finding Money for Your Backpack Business

The first thing you'll need to do is come up with a business plan. Having a business plan will help you create a realistic budget for how much it will cost to start and run your backpack business.

It's also likely that you'll need some startup capital to get things off the ground. Some businesses are funded by founders' personal savings, others take out loans, and still others raise money through crowdfunding sources like Kickstarter or Indiegogo.

We recommend using platforms like the US Chamber to find out what kind of funding options are available to you—we've got hundreds of articles on the subject, plus an entire community of entrepreneurs ready to lend their advice and support!

Personal Loans for Backpack Business

One of the most frequently asked questions from our clients is: what are the best places to look for loans? We've seen startups get so wrapped up in finding the perfect loan that they forget about their business. Or worse, they settle for a bad loan because it was the first one available.

When you're looking for a backpack business loan, you have to focus on personal loans for startup as well as business loans. These days, banks don't just look at credit history when deciding whether to give you money. They also look at your personal finances, because these are factors that can impact your ability to repay the loan for your backpack business. So if you know where to find those types of personal loans, it's going to make your search a lot easier when it comes time to getting financing for your business.